diff --git a/.changeset/gentle-jars-share.md b/.changeset/gentle-jars-share.md
new file mode 100644
index 000000000..e4de6dfc1
--- /dev/null
+++ b/.changeset/gentle-jars-share.md
@@ -0,0 +1,5 @@
+---
+'@tanstack/form-core': minor
+---
+
+Introduced a **Prioritized Default System** that ensures consistency between field metadata and form reset behavior. This change prioritizes field-level default values over form-level defaults across `isDefaultValue` derivation, `form.reset()`, and `form.resetField()`. This ensures that field metadata accurately reflects the state the form would return to upon reset and prevents `undefined` from being incorrectly treated as a default when a value is explicitly specified.
diff --git a/packages/form-core/src/FormApi.ts b/packages/form-core/src/FormApi.ts
index ff52bbe74..f4b6f4d63 100644
--- a/packages/form-core/src/FormApi.ts
+++ b/packages/form-core/src/FormApi.ts
@@ -1091,16 +1091,12 @@ export class FormApi<
           // As primitives, we don't need to aggressively persist the same referential value for performance reasons
           const isFieldValid = !isNonEmptyArray(fieldErrors)
           const isFieldPristine = !currBaseMeta.isDirty
-          const isDefaultValue =
-            evaluate(
-              curFieldVal,
+          const isDefaultValue = evaluate(
+            curFieldVal,
+            // eslint-disable-next-line @typescript-eslint/no-unnecessary-condition
+            this.getFieldInfo(fieldName)?.instance?.options.defaultValue ??
               getBy(this.options.defaultValues, fieldName),
-            ) ||
-            evaluate(
-              curFieldVal,
-              // eslint-disable-next-line @typescript-eslint/no-unnecessary-condition
-              this.getFieldInfo(fieldName)?.instance?.options.defaultValue,
-            )
+          )
 
           if (
             prevFieldInfo &&
@@ -1507,16 +1503,35 @@ export class FormApi<
       }
     }
 
-    this.baseStore.setState(() =>
-      getDefaultFormState({
+    this.baseStore.setState(() => {
+      let nextValues =
+        values ??
+        this.options.defaultValues ??
+        this.options.defaultState?.values
+
+      if (!values) {
+        ;(Object.values(this.fieldInfo) as FieldInfo<any>[]).forEach(
+          (fieldInfo) => {
+            if (
+              fieldInfo.instance &&
+              fieldInfo.instance.options.defaultValue !== undefined
+            ) {
+              nextValues = setBy(
+                nextValues,
+                fieldInfo.instance.name,
+                fieldInfo.instance.options.defaultValue,
+              )
+            }
+          },
+        )
+      }
+
+      return getDefaultFormState({
         ...(this.options.defaultState as any),
-        values:
-          values ??
-          this.options.defaultValues ??
-          this.options.defaultState?.values,
+        values: nextValues,
         fieldMetaBase,
-      }),
-    )
+      })
+    })
   }
 
   /**
@@ -2542,15 +2557,22 @@ export class FormApi<
    */
   resetField = <TField extends DeepKeys<TFormData>>(field: TField) => {
     this.baseStore.setState((prev) => {
+      const fieldDefault =
+        // eslint-disable-next-line @typescript-eslint/no-unnecessary-condition
+        this.getFieldInfo(field)?.instance?.options.defaultValue
+      const formDefault = getBy(this.options.defaultValues, field)
+      const targetValue = fieldDefault ?? formDefault
+
       return {
         ...prev,
         fieldMetaBase: {
           ...prev.fieldMetaBase,
           [field]: defaultFieldMeta,
         },
-        values: this.options.defaultValues
-          ? setBy(prev.values, field, getBy(this.options.defaultValues, field))
-          : prev.values,
+        values:
+          targetValue !== undefined
+            ? setBy(prev.values, field, targetValue)
+            : prev.values,
       }
     })
   }
diff --git a/packages/form-core/tests/FieldApi.spec.ts b/packages/form-core/tests/FieldApi.spec.ts
index abca29868..a4f2714ea 100644
--- a/packages/form-core/tests/FieldApi.spec.ts
+++ b/packages/form-core/tests/FieldApi.spec.ts
@@ -120,7 +120,7 @@ describe('field api', () => {
     expect(field.getMeta().isDefaultValue).toBe(false)
 
     field.setValue('test')
-    expect(field.getMeta().isDefaultValue).toBe(true)
+    expect(field.getMeta().isDefaultValue).toBe(false)
 
     form.resetField('name')
     expect(field.getMeta().isDefaultValue).toBe(true)
@@ -130,6 +130,54 @@ describe('field api', () => {
     expect(field.getMeta().isDefaultValue).toBe(true)
   })
 
+  it('should be false when value is undefined and a default value is specified in form-level only', () => {
+    const form = new FormApi({
+      defaultValues: {
+        name: 'foo',
+      },
+    })
+    form.mount()
+
+    const field = new FieldApi({
+      form,
+      name: 'name',
+    })
+    field.mount()
+
+    expect(field.getMeta().isDefaultValue).toBe(true)
+
+    // Set to undefined - should be false because 'foo' is the default
+    field.setValue(undefined as any)
+    expect(field.getMeta().isDefaultValue).toBe(false)
+  })
+
+  it('should handle falsy values correctly in isDefaultValue', () => {
+    const form = new FormApi({
+      defaultValues: {
+        count: 0,
+        active: false,
+        text: '',
+      },
+    })
+    form.mount()
+
+    const countField = new FieldApi({ form, name: 'count' })
+    const activeField = new FieldApi({ form, name: 'active' })
+    const textField = new FieldApi({ form, name: 'text' })
+    countField.mount()
+    activeField.mount()
+    textField.mount()
+
+    expect(countField.getMeta().isDefaultValue).toBe(true)
+    expect(activeField.getMeta().isDefaultValue).toBe(true)
+    expect(textField.getMeta().isDefaultValue).toBe(true)
+
+    countField.setValue(1)
+    expect(countField.getMeta().isDefaultValue).toBe(false)
+    countField.setValue(0)
+    expect(countField.getMeta().isDefaultValue).toBe(true)
+  })
+
   it('should update the fields meta isDefaultValue with arrays - simple', () => {
     const form = new FormApi({
       defaultValues: {
diff --git a/packages/form-core/tests/FormApi.spec.ts b/packages/form-core/tests/FormApi.spec.ts
index dd418d727..8438c4705 100644
--- a/packages/form-core/tests/FormApi.spec.ts
+++ b/packages/form-core/tests/FormApi.spec.ts
@@ -169,6 +169,46 @@ describe('form api', () => {
     expect(form.state.values).toEqual({ name: 'initial' })
   })
 
+  it('should prioritize field-level defaultValue over form-level defaultValues on reset', () => {
+    const form = new FormApi({
+      defaultValues: {
+        name: 'form-default',
+        age: 25,
+      },
+    })
+    form.mount()
+
+    const nameField = new FieldApi({
+      form,
+      name: 'name',
+      defaultValue: 'field-default',
+    })
+    nameField.mount()
+
+    const ageField = new FieldApi({
+      form,
+      name: 'age',
+    })
+    ageField.mount()
+
+    // Change values
+    nameField.setValue('changed-name')
+    ageField.setValue(30)
+
+    expect(form.state.values).toEqual({
+      name: 'changed-name',
+      age: 30,
+    })
+
+    // Reset without arguments - field-level defaultValue should take priority
+    form.reset()
+
+    expect(form.state.values).toEqual({
+      name: 'field-default', // field's defaultValue, not form's
+      age: 25, // form's defaultValues (no field-level default)
+    })
+  })
+
   it('should handle multiple fields with mixed mount states', () => {
     const form = new FormApi({
       defaultValues: {