diff --git a/config/packages/engineblock_features.yaml b/config/packages/engineblock_features.yaml
index 467d8c190..d28f7a9e2 100644
--- a/config/packages/engineblock_features.yaml
+++ b/config/packages/engineblock_features.yaml
@@ -15,3 +15,4 @@ parameters:
         eb.feature_enable_idp_initiated_flow: "%feature_enable_idp_initiated_flow%"
         eb.stepup.sfo.override_engine_entityid: "%feature_stepup_sfo_override_engine_entityid%"
         eb.stepup.send_user_attributes: "%feature_stepup_send_user_attributes%"
+        eb.stepup.use_idp_response_loa: "%feature_use_idp_loa_in_stepup_decision%"
diff --git a/config/packages/parameters.yml.dist b/config/packages/parameters.yml.dist
index f8fe5741e..d1de69950 100644
--- a/config/packages/parameters.yml.dist
+++ b/config/packages/parameters.yml.dist
@@ -223,6 +223,7 @@ parameters:
     feature_enable_idp_initiated_flow: true
     feature_stepup_sfo_override_engine_entityid: false
     feature_stepup_send_user_attributes: false
+    feature_use_idp_loa_in_stepup_decision: false
 
     ##########################################################################################
     ## PROFILE SETTINGS
diff --git a/library/EngineBlock/Corto/Module/Service/AssertionConsumer.php b/library/EngineBlock/Corto/Module/Service/AssertionConsumer.php
index 42f99d996..7ce884670 100644
--- a/library/EngineBlock/Corto/Module/Service/AssertionConsumer.php
+++ b/library/EngineBlock/Corto/Module/Service/AssertionConsumer.php
@@ -188,8 +188,15 @@ public function serve($serviceName, Request $httpRequest)
         $pdpLoas = $receivedResponse->getPdpRequestedLoas();
         $loaRepository = $application->getDiContainer()->getLoaRepository();
         $authnRequestLoas = $receivedRequest->getStepupObligations($loaRepository->getStepUpLoas());
+
+        $idpResponseLoa = null;
+        // Determine the IdP response LoA if feature is enabled
+        if($application->getDiContainer()->getFeatureConfiguration()->isEnabled('eb.stepup.use_idp_response_loa')) {
+            $idpResponseLoa = $originalAssertions->getAuthnContextClassRef();
+        } 
+
         // Goto consent if no Stepup authentication is needed
-        if (!$this->_stepupGatewayCallOutHelper->shouldUseStepup($idp, $sp, $authnRequestLoas, $pdpLoas)) {
+        if (!$this->_stepupGatewayCallOutHelper->shouldUseStepup($idp, $sp, $authnRequestLoas, $pdpLoas, $idpResponseLoa)) {
             $this->_server->sendConsentAuthenticationRequest($receivedResponse, $receivedRequest, $currentProcessStep->getRole(), $this->getAuthenticationState());
             return;
         }
diff --git a/library/EngineBlock/Corto/Module/Service/StepupAssertionConsumer.php b/library/EngineBlock/Corto/Module/Service/StepupAssertionConsumer.php
index 62b7d55d6..ee7f025a9 100644
--- a/library/EngineBlock/Corto/Module/Service/StepupAssertionConsumer.php
+++ b/library/EngineBlock/Corto/Module/Service/StepupAssertionConsumer.php
@@ -298,7 +298,7 @@ private function verifyReceivedLoa(
         $pdpLoas = $originalResponse->getPdpRequestedLoas();
         $authnRequestLoas = $receivedRequest->getStepupObligations($this->_loaRepository->getStepUpLoas());
 
-        $stepupDecision = new StepupDecision($idp, $sp, $authnRequestLoas, $pdpLoas, $this->_loaRepository, $log);
+        $stepupDecision = new StepupDecision($idp, $sp, $authnRequestLoas, $pdpLoas, null, $this->_loaRepository, $log);
         $requiredLoa = $stepupDecision->getStepupLoa();
         $receivedLoa = $this->_stepupGatewayCallOutHelper->getEbLoa(
             $receivedResponse->getAssertion()->getAuthnContextClassRef()
diff --git a/src/OpenConext/EngineBlock/Stepup/StepupDecision.php b/src/OpenConext/EngineBlock/Stepup/StepupDecision.php
index b446b4136..75aded339 100644
--- a/src/OpenConext/EngineBlock/Stepup/StepupDecision.php
+++ b/src/OpenConext/EngineBlock/Stepup/StepupDecision.php
@@ -43,6 +43,10 @@ class StepupDecision
      * @var Loa[]
      */
     private $pdpLoas = [];
+    /**
+     * @var string|null
+     */
+    private $idpResponseLoa = null;
     /**
      * @var bool
      */
@@ -58,6 +62,7 @@ public function __construct(
         ServiceProvider $sp,
         array $authnRequestLoas,
         array $pdpLoas,
+        string|null $idpResponseLoa,
         LoaRepository $loaRepository,
         LoggerInterface $logger
     ) {
@@ -78,6 +83,16 @@ public function __construct(
 
         $this->spNoToken = $sp->getCoins()->stepupAllowNoToken();
 
+        // Only set idpResponseLoa if provided and valid. Use getByIdentifier and ignore when not found.
+        if ($idpResponseLoa) {
+            try {
+                $this->idpResponseLoa = $loaRepository->getByIdentifier($idpResponseLoa);
+            } catch (\Exception $e) {
+                // The repository will throw when identifier is not known; log and ignore invalid response LoA
+                $this->logger->debug(sprintf('StepupDecision: IdP Response LoA "%s" is invalid and will be ignored', $idpResponseLoa));
+            }
+        }
+
         foreach ($pdpLoas as $loaId) {
             $this->pdpLoas[] = $loaRepository->getByIdentifier($loaId);
         }
@@ -93,6 +108,11 @@ public function shouldUseStepup(): bool
         if ($isLoaAsked && $isLoaAsked->getLevel() === Loa::LOA_1) {
             return false;
         }
+        // If the Loa is reached by the IDP, no stepup callout is required.
+        if ($this->checkIDPLoaIsSufficient($isLoaAsked)) {
+            $this->logger->info('StepupDecision: IdP Response LoA is sufficient, no Stepup required');
+            return false;
+        }
         return $isLoaAsked instanceof Loa;
     }
 
@@ -147,6 +167,19 @@ public function getStepupLoa(): ?Loa
         return $highestLevel;
     }
 
+    /**
+     * Check if the IDP response LoA is sufficient for the requested LoA.
+     */
+    private function checkIDPLoaIsSufficient($isLoaAsked): bool
+    {
+        if (!$this->idpResponseLoa) {
+            return false;
+        }
+
+        return $this->idpResponseLoa->levelIsHigherOrEqualTo($isLoaAsked);
+    }
+
+
     public function allowNoToken(): bool
     {
         if ($this->isLoaRequirementSet()) {
diff --git a/src/OpenConext/EngineBlock/Stepup/StepupGatewayCallOutHelper.php b/src/OpenConext/EngineBlock/Stepup/StepupGatewayCallOutHelper.php
index 6ffacca96..77de17283 100644
--- a/src/OpenConext/EngineBlock/Stepup/StepupGatewayCallOutHelper.php
+++ b/src/OpenConext/EngineBlock/Stepup/StepupGatewayCallOutHelper.php
@@ -53,13 +53,15 @@ public function shouldUseStepup(
         IdentityProvider $identityProvider,
         ServiceProvider $serviceProvider,
         array $authnRequestLoas,
-        array $pdpLoas
+        array $pdpLoas,
+        string|null $idpResponseLoa
     ) : bool {
         $stepupDecision = new StepupDecision(
             $identityProvider,
             $serviceProvider,
             $authnRequestLoas,
             $pdpLoas,
+            $idpResponseLoa,
             $this->loaRepository,
             $this->logger
         );
@@ -77,6 +79,7 @@ public function getStepupLoa(
             $serviceProvider,
             $authnRequestLoas,
             $pdpLoas,
+            null,
             $this->loaRepository,
             $this->logger
         );
@@ -100,7 +103,7 @@ public function getEbLoa(string $gatewayLoa) : Loa
 
     public function allowNoToken(IdentityProvider $identityProvider, ServiceProvider $serviceProvider) : bool
     {
-        $stepupDecision = new StepupDecision($identityProvider, $serviceProvider, [], [], $this->loaRepository, $this->logger);
+        $stepupDecision = new StepupDecision($identityProvider, $serviceProvider, [], [], null, $this->loaRepository, $this->logger);
         return $stepupDecision->allowNoToken();
     }
 }
diff --git a/src/OpenConext/EngineBlockBundle/Configuration/TestFeatureConfiguration.php b/src/OpenConext/EngineBlockBundle/Configuration/TestFeatureConfiguration.php
index 9866bd8f7..b724a8a9b 100644
--- a/src/OpenConext/EngineBlockBundle/Configuration/TestFeatureConfiguration.php
+++ b/src/OpenConext/EngineBlockBundle/Configuration/TestFeatureConfiguration.php
@@ -48,6 +48,7 @@ public function __construct()
         $this->setFeature(new Feature('eb.stepup.sfo.override_engine_entityid', false));
         $this->setFeature(new Feature('eb.feature_enable_idp_initiated_flow', true));
         $this->setFeature(new Feature('eb.stepup.send_user_attributes', true));
+        $this->setFeature(new Feature('eb.stepup.use_idp_response_loa', false));
     }
 
     public function setFeature(Feature $feature): void
diff --git a/tests/unit/OpenConext/EngineBlock/Stepup/StepupDecisionTest.php b/tests/unit/OpenConext/EngineBlock/Stepup/StepupDecisionTest.php
index 6074b8c7b..2fa95bb99 100644
--- a/tests/unit/OpenConext/EngineBlock/Stepup/StepupDecisionTest.php
+++ b/tests/unit/OpenConext/EngineBlock/Stepup/StepupDecisionTest.php
@@ -21,6 +21,7 @@
 use Mockery as m;
 use Mockery\Adapter\Phpunit\MockeryPHPUnitIntegration;
 use OpenConext\EngineBlock\Exception\InvalidStepupConfigurationException;
+use OpenConext\EngineBlock\Exception\LoaNotFoundException;
 use OpenConext\EngineBlock\Metadata\Entity\IdentityProvider;
 use OpenConext\EngineBlock\Metadata\Entity\ServiceProvider;
 use OpenConext\EngineBlock\Metadata\Loa;
@@ -69,7 +70,7 @@ public function the_correct_stepup_decision_should_be_made_based_on_a_coin_data(
         $repo = $this->buildMockRepository($input);
         $logger = m::mock(LoggerInterface::class)->shouldIgnoreMissing();
 
-        $stepupDecision = new StepupDecision($idp, $sp, $input[2], $input[3], $repo, $logger);
+        $stepupDecision = new StepupDecision($idp, $sp, $input[2], $input[3], null, $repo, $logger);
 
         $useStepup = $stepupDecision->shouldUseStepup();
         $stepupLoa = $stepupDecision->getStepupLoa();
@@ -160,4 +161,103 @@ private static function buildLoa(string $loaLevel): Loa
         $loa = Loa::create($level, $loaLevel);
         return $loa;
     }
+
+    #[\PHPUnit\Framework\Attributes\Test]
+    #[\PHPUnit\Framework\Attributes\Group('Stepup')]
+    public function idp_response_loa_is_sufficient_prevents_stepup()
+    {
+        $sp = Utils::instantiate(
+            ServiceProvider::class,
+            [
+                'entityId' => 'sp',
+                'stepupRequireLoa' => 'loa20',
+                'stepupAllowNoToken' => false,
+            ]
+        );
+
+        $idp = Utils::instantiate(
+            IdentityProvider::class,
+            [
+                'entityId' => 'idp',
+                'stepupConnections' => new StepupConnections([]),
+            ]
+        );
+
+        $repo = m::mock(LoaRepository::class);
+        $repo->shouldReceive('getByIdentifier')->with('loa20')->andReturn(Loa::create(20, 'loa20'));
+        $repo->shouldReceive('getByIdentifier')->with('loa30')->andReturn(Loa::create(30, 'loa30'));
+
+        $logger = m::mock(LoggerInterface::class)->shouldIgnoreMissing();
+
+        $stepupDecision = new StepupDecision($idp, $sp, [], [], 'loa30', $repo, $logger);
+
+        $this->assertFalse($stepupDecision->shouldUseStepup());
+    }
+
+    #[\PHPUnit\Framework\Attributes\Test]
+    #[\PHPUnit\Framework\Attributes\Group('Stepup')]
+    public function idp_response_loa_is_insufficient_triggers_stepup()
+    {
+        $sp = Utils::instantiate(
+            ServiceProvider::class,
+            [
+                'entityId' => 'sp',
+                'stepupRequireLoa' => 'loa30',
+                'stepupAllowNoToken' => false,
+            ]
+        );
+
+        $idp = Utils::instantiate(
+            IdentityProvider::class,
+            [
+                'entityId' => 'idp',
+                'stepupConnections' => new StepupConnections([]),
+            ]
+        );
+
+        $repo = m::mock(LoaRepository::class);
+        $repo->shouldReceive('getByIdentifier')->with('loa30')->andReturn(Loa::create(30, 'loa30'));
+        $repo->shouldReceive('getByIdentifier')->with('loa20')->andReturn(Loa::create(20, 'loa20'));
+
+        $logger = m::mock(LoggerInterface::class)->shouldIgnoreMissing();
+
+        $stepupDecision = new StepupDecision($idp, $sp, [], [], 'loa20', $repo, $logger);
+
+        $this->assertTrue($stepupDecision->shouldUseStepup());
+        $this->assertEquals('loa30', $stepupDecision->getStepupLoa()->getIdentifier());
+    }
+
+    #[\PHPUnit\Framework\Attributes\Test]
+    #[\PHPUnit\Framework\Attributes\Group('Stepup')]
+    public function unknown_idp_response_loa_is_ignored_and_triggers_stepup()
+    {
+        $sp = Utils::instantiate(
+            ServiceProvider::class,
+            [
+                'entityId' => 'sp',
+                'stepupRequireLoa' => 'loa30',
+                'stepupAllowNoToken' => false,
+            ]
+        );
+
+        $idp = Utils::instantiate(
+            IdentityProvider::class,
+            [
+                'entityId' => 'idp',
+                'stepupConnections' => new StepupConnections([]),
+            ]
+        );
+
+        $repo = m::mock(LoaRepository::class);
+        // SP expects loa30
+        $repo->shouldReceive('getByIdentifier')->with('loa30')->andReturn(Loa::create(30, 'loa30'));
+        // The idp response contains an unknown LoA
+        $repo->shouldReceive('getByIdentifier')->with('bad-loa')->andThrow(new LoaNotFoundException('not found'));
+
+        $logger = m::mock(LoggerInterface::class)->shouldIgnoreMissing();
+
+        $stepupDecision = new StepupDecision($idp, $sp, [], [], 'bad-loa', $repo, $logger);
+
+        $this->assertTrue($stepupDecision->shouldUseStepup());
+    }
 }