some updates

Author: Dhruva Shaw

_pages/policy/tc.md

@@ -7,63 +7,69 @@ horizontal: false
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 ## 1. Acceptance of Terms
-
 This document outlines how various service(s) operated by Creative Net (hereinafter referred to as “we,” “us,” or “our”), its affiliates, and its subsidiaries—including but not limited to websites, APIs, and mobile applications (collectively referred to as “service(s)”)—are provided to you. By using the service(s), you agree to these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not use the service(s).
 
 **Note**: Each service may have its own privacy policy, cancellation terms, or other relevant policies, which will be specified separately where applicable.
 
-## 2. Service Usage
 
+## 2. Service Usage
 By using our service(s), you agree that:
+- Our services may integrate third-party applications and services to enhance functionality, and you agree to their respective terms and conditions.
+- You are responsible for all activities that occur under your account.
+- You will not use our services for illegal, harmful, or unethical purposes, including but not limited to spamming, hacking, or distributing malicious content.
 
-Our services may integrate third-party applications and services to enhance functionality, and you agree to their respective terms and conditions.
-
-You are responsible for all activities that occur under your account.
-
-You will not use our services for illegal, harmful, or unethical purposes, including but not limited to spamming, hacking, or distributing malicious content.
 
 ## 3. Subscription-Based Services
-
 If you choose to subscribe to any premium tier or other paid services provided by us:
+- You agree to pay the specified subscription fee.
+- Subscription fees are non-refundable unless otherwise stated.
+- We reserve the right to modify subscription plans or fees at any time, with prior notice to you where applicable.
 
-You agree to pay the specified subscription fee.
-
-Subscription fees are non-refundable unless otherwise stated.
-
-We reserve the right to modify subscription plans or fees at any time, with prior notice to you where applicable.
 
 ## 4. Open Source License
-
 Some of our service(s) are open source. The respective license terms will be specified in their repositories. Users must comply with the license terms when using or modifying such open-source services.
 
-## 5. Limitation of Liability
 
+## 5. Limitation of Liability
 We are not liable for any damages or losses resulting from the use or inability to use our service(s), including but not limited to:
+- Data loss
+- Service interruptions
+- Errors or bugs
+Use of our services is at your own risk.
 
-Data loss
-
-Service interruptions
 
-Errors or bugs
+## 6. Limitation of Liability on the Payment(s) Made to the Company
+- The Company, its affiliates or employees shall in no way be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data or any other intangible losses arising out of or in connection with the access to or usage of the Payment Gateway service.
+- The Company assumes no liability whatsoever for any monetary or other damage suffered by you on account of any delay, failure, interruption, or corruption of any data or other information transmitted or any interruption or errors in connection with the use and operation of the Payment Gateway service.
+- You shall indemnify and hold harmless the Company and their respective officers, directors and employees, from any claim or demand, or actions. The Company will not be liable for any failures in the external link or for any fraud perpetrated either at the payment gateway and/or at the bank end that could take place during or after the time of you making payment.
+- You agree, understand and confirm that any personal data including details related to debit card/credit card or Bank accounts submitted by you during the time of making payment is transmitted over the Internet and is susceptible to misuse, theft and/or fraud and that the Company has no control over such matters.
+- Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by you, the Company does not in any way guarantee that the use of the payment gateway will not result in theft and/or unauthorized use of data over the Internet.
 
-Use of our services is at your own risk.
 
-## 6. Termination
+## 7. Donation(s)
+All donations received through the use of website and through the payment gateway of RazorPay is strictly governed and bound by the rules and regulations of the payment gateway. Once the donation payment is received by the gateway and gets verified by the payee bank within 03 working days, the invoice would be generated automatically and sent to your mail-id as a confirmation and acknowledgement of the receipt of the final amount post deduction of payment gateway / portal handling charges. Please note that all payment received through the DONATE-NOW button / tab remains non-refundable.
 
-We reserve the right to terminate your access to our service(s) at any time, with or without prior notice, under the following circumstances:
+Terms & Conditions:
+- The Company makes no representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified for this purpose. The User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at his/her/their own risk and responsibility of the User.
+- You submit and agree that the Debit/Credit card details provided by you to the Payment Gateway for payment transaction processing will be correct and you shall not use a debit/credit card, which is not lawfully owned by you.
+- You warrant that you are fully and lawfully entitled to use the said Debit/Credit Card or Bank Account for such transactions.
+- You are responsible to ensure that all the Debit/Credit Card or Bank Account details provided by you are accurate.
 
-If you violate these Terms and Conditions.
+By proceeding ahead with the payment process you expressly agree and provide your consent to the above mentioned Terms and Conditions.
 
-If required by law or regulatory authorities.
 
-For any other reason deemed necessary to protect our services or users.
+## 8. Termination
+We reserve the right to terminate your access to our service(s) at any time, with or without prior notice, under the following circumstances:
+- If you violate these Terms and Conditions.
+- If required by law or regulatory authorities.
+- For any other reason deemed necessary to protect our services or users.
 
-## 7. Governing Law
 
-These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of [Kolkata, India].
+## 9. Governing Law
+These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Kolkata, India.
 
-## 8. Contact Us
 
+## 10. Contact Us
 If you have any questions or concerns regarding these Terms and Conditions, please contact us through:
 
 Email: [{{site.email}}](mailto:{{site.email}})