diff --git a/src/main/java/gg/agit/konect/domain/club/dto/ClubFeeInfoResponse.java b/src/main/java/gg/agit/konect/domain/club/dto/ClubFeeInfoResponse.java
index ca2c2892..0b03fb59 100644
--- a/src/main/java/gg/agit/konect/domain/club/dto/ClubFeeInfoResponse.java
+++ b/src/main/java/gg/agit/konect/domain/club/dto/ClubFeeInfoResponse.java
@@ -13,8 +13,8 @@ public record ClubFeeInfoResponse(
     @Schema(description = "회비 금액", example = "3만원", requiredMode = REQUIRED)
     String amount,
 
-    @Schema(description = "은행명", example = "국민은행", requiredMode = REQUIRED)
-    String bank,
+    @Schema(description = "은행 고유 ID", example = "1", requiredMode = REQUIRED)
+    Integer bankId,
 
     @Schema(description = "계좌번호", example = "123-456-7890", requiredMode = REQUIRED)
     String accountNumber,
@@ -26,10 +26,10 @@ public record ClubFeeInfoResponse(
     @JsonFormat(pattern = "yyyy.MM.dd")
     LocalDate deadLine
 ) {
-    public static ClubFeeInfoResponse from(Club club) {
+    public static ClubFeeInfoResponse of(Club club, Integer bankId) {
         return new ClubFeeInfoResponse(
             club.getFeeAmount(),
-            club.getFeeBank(),
+            bankId,
             club.getFeeAccountNumber(),
             club.getFeeAccountHolder(),
             club.getFeeDeadline()
diff --git a/src/main/java/gg/agit/konect/domain/club/service/ClubApplicationService.java b/src/main/java/gg/agit/konect/domain/club/service/ClubApplicationService.java
index 3209c67d..7e78fe3e 100644
--- a/src/main/java/gg/agit/konect/domain/club/service/ClubApplicationService.java
+++ b/src/main/java/gg/agit/konect/domain/club/service/ClubApplicationService.java
@@ -184,7 +184,8 @@ public ClubFeeInfoResponse applyClub(Integer clubId, Integer userId, ClubApplyRe
                 user.getName()
             ));
 
-        return ClubFeeInfoResponse.from(club);
+        Integer bankId = resolveBankId(club.getFeeBank());
+        return ClubFeeInfoResponse.of(club, bankId);
     }
 
     private void validateFeePaymentImage(Club club, String feePaymentImageUrl) {
@@ -324,7 +325,15 @@ private Page<ClubApply> findApplicationsByRecruitmentPeriod(
 
     public ClubFeeInfoResponse getFeeInfo(Integer clubId) {
         Club club = clubRepository.getById(clubId);
-        return ClubFeeInfoResponse.from(club);
+        Integer bankId = resolveBankId(club.getFeeBank());
+        return ClubFeeInfoResponse.of(club, bankId);
+    }
+
+    private Integer resolveBankId(String bankName) {
+        if (!StringUtils.hasText(bankName)) {
+            return null;
+        }
+        return bankRepository.getByName(bankName).getId();
     }
 
     @Transactional
@@ -344,6 +353,6 @@ public ClubFeeInfoResponse replaceFeeInfo(Integer clubId, Integer userId, ClubFe
             request.deadLine()
         );
 
-        return ClubFeeInfoResponse.from(club);
+        return ClubFeeInfoResponse.of(club, request.bankId());
     }
 }